Useful article

How we do it

An IVA allows someone who is heavily burdened with personal unsecured debts the opportunity to propose a new and affordable agreement to their creditors, without the need to for formal bankruptcy proceedings. We can invariably help even if bankruptcy proceedings have been instigated by creditors, at whatever stage they may be at.

Team of specialists

We have a team of specialists to assist you, whether your issues are corporate, personal or specific to refinancing. Debt solutions can often be complex and invariably rely on understanding and reconciling personal circumstances to reach a satisfactory conclusion.

That’s why, in the first instance, we urge you to pick up the phone and talk to one of us direct. That way, we’ll be able to understand your specific issues and start to identify the best way forward.

Our team is headed by Keith Cottam who helped to set up Probitas in 2002. Since then, Keith and team have acted for literally hundreds of individuals to restructure their debt, and have also been appointed on numerous company restructuring situations for companies with turnovers ranging from £250,000 to £15m.

We have a number of specialists in key areas.

  • Corporate and individual solutions

    Keith Cottam

    T: 0114 278 7244

  • Personal situations

    Gareth Self

    T: 0114 278 7244

  • Personal situations

    Debbie Doherty

    T: 0114 278 7244

Here are a couple of examples of how we’ve helped people...

People we specialise in helping

  • – Owner Managers
  • – Professionals
  • – Self Employed
  • – Partners
  • – Directors
  • – Senior Managers