Help for individuals

Individuals find themselves in financial difficulties for a whole variety of reasons. Whatever the causes, the impact is always stressful and affects health and in turn work and family life.

So if:

  • you are worried about your personal debts,
  • concerned that you may have to sell your house,
  • you are struggling to pay your bills on time,
  • your bank has stopped paying your cheques,
  • you have received any legal documents regarding your debts

Whilst there is no magic wand, there is a range of solutions that can ease your problems. They include:

  • putting a proposal to your creditors to accept a settlement that is less than you owe – known as a Voluntary Arrangement
  • remortgaging your property through our panel of financial intermediaries to consolidate your debt on a sensible and planned basis
  • helping you with bankruptcy proceedings, which can sometimes be the best option, enabling you to get on with your life without the stigma that was historically attached to this procedure.

Importantly doing nothing is not an option – if you do not take advice at an early stage, your situation will only get worse.


Use our calculator

Please note:
The information is not made available to any third party.


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