Probitas - Professional Debt Solutions

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• What we do
• Who we help
• How we do it

• What we do

  Probitas specialises in helping people to resolve and manage debt problems. Whatever the circumstances, if you’ve reached the end of the line and you need to understand your options, we can help.

  There are literally hundreds of debt management companies, many of whom promise to make you debt free in 60 months. Of course, if you’ve got your own business, are self employed, or indeed have any circumstances that are not straight forward, then the one-size-fits-all approach is not going to be right for you.

  More often than not, there isn’t one simple solution, which is why we deal with each client as an individual taking into account their own unique situation. Your accountant may have recommended us to you and if they’re referring you it’s because you have complex issues which need some specialist attention.

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• Who we help

  Probitas can help people for whom bankruptcy isn’t a realistic option.
  Owner-managers, professionals, self employed, partners, directors, senior managers… as well as the armed forces, police, and so on.

  The solution can often be found in an IVA (Individual Voluntary Arrangement), which in essence is a contract between you and your creditors. The reason we focus on professional and senior people is that our skills are most suited to the more complex issues often found with such individuals. Of course, an IVA is not always the starting point and quite often owner-managers, partners and the self-employed need to look at restructuring their business debt at the same time as addressing their personal situation. Ultimately however, it is likely that some form of personal debt restructuring will be required and IVA’s may well provide a useful solution.

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• How we do it

  An IVA allows someone who is heavily burdened with personal unsecured debts the opportunity to propose a new and affordable agreement to their creditors, without the need to for formal bankruptcy proceedings.
  We can invariably help even if bankruptcy proceedings have been instigated by creditors, at whatever stage they may be at.

  Here are a couple of examples of how we’ve helped people...

  Case study 1 View Case study 2 View Case study 3 View
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